0% card fees. Keep what you earn.

What 0% means for your business

Show customers their payment choices before they pay. Eligible card payments cover their processing cost through the posted card price.

Cash avoids card-processing charges. Zelle, Venmo, Cash App and ACH business payments depend on provider eligibility, limits and fees. They are not universally free.

Eligible card sales carry a 0% merchant processing rate. Your written proposal lists the monthly and other account fees left to pay.

Put your numbers in

BlueFinch reviewed complete statements from clients before they switched. Their average all-in effective rate was 3.54%, counting all card types and every processor-assessed fee on the statements.

At that rate, processing $50,000 in monthly card sales costs $1,770. This is a BlueFinch client average, not a national average or a promise of savings.

Processing rates and account fees can change under your agreement. Your current statement shows what you pay now, not just the rate on your original quote.

What owners kept after switching

At A+ Automotive in Las Vegas, Todd's rate looked like 2.9%, but his complete statement showed 3.5%. BlueFinch supplied a terminal and moved eligible card sales to a 0% merchant rate. BlueFinch's private account records show more than $3,000 net saved in the first month.

"We had a huge increase in traffic with a jump in net profits in 30 days." Tom H., owner, 916 AutoMart.

"It completely changed our business. With their insight, we could finally see the forest for the trees." Josh H., manager, Queen MotorCars.

"We were on the verge of going out of business, honestly. This changed our lives." Scott E., owner, Artistic Oceans.

"BlueFinch completely transformed our office. We had to hire three more agents to handle the increase in traffic!" Tina C., owner, Apex Realty.

Your tools, included with your account

Your account includes the BlueFinch Toolbox: a website built from your Google profile, in-store, QR-code and online payments, bookkeeping, Google Maps rankings and review tools. Blu, your AI business advisor, answers questions using your numbers.

Here for local businesses in all 50 states

We work with auto repair and body shops, dealerships, car washes, wrap and tint shops, restaurants, retail stores and barbershops. We also serve dental, medical and chiropractic practices, med spas, wellness centers, home services and real estate offices.

A risk-free switch, from start to finish

There are no contracts or termination fees. Approved dual-pricing accounts get a free terminal. Photograph your statement to check your savings, and we'll handle setup. Plug in your terminal, connect to Wi-Fi and start taking payments.

What would you like to know?

Do you charge for setup? No. Setup, team onboarding and your terminal are all provided at no cost.

How soon will I receive my money? You can receive it as soon as the same day.

Find resources for your business

BlueFinch processing cost research

Read the 2026 Credit Card Processing Cost Report for the 3.54% pre-conversion client benchmark, public pricing, industry datasets, calculator, and source file.