record_type,industry_or_provider,metric,value,period,source_type,source_url,scope_note
BlueFinch benchmark,All BlueFinch client accounts,Average all-in effective rate before conversion,3.54%,As of 2026-08-12,BlueFinch private statement analysis,https://bluefinchadvisors.com/research/credit-card-processing-cost-report,"All card types and processor-assessed statement fees. Not a national average."
Consumer payments,Credit cards,Share of payments by number,35%,October 2024,Government survey,https://www.frbservices.org/news/press-releases/051325-findings-from-2025-diary-of-consumer-payment-choice,"Federal Reserve diary study"
Consumer payments,Debit cards,Share of payments by number,30%,October 2024,Government survey,https://www.frbservices.org/news/press-releases/051325-findings-from-2025-diary-of-consumer-payment-choice,"Federal Reserve diary study"
Industry data,General auto repair,Average repair order,$633.26,February 2026,Industry platform dataset,https://results.tekmetric.com/,"More than 10000 North American shops using Tekmetric"
Industry data,General auto repair,Median repair order,$645.97,February 2026,Industry platform dataset,https://results.tekmetric.com/,"More than 10000 North American shops using Tekmetric"
Industry data,Collision repair,Average total repair cost,$4768,Through Q3 2025,Industry appraisal dataset,https://www.cccis.com/reports/crash-course-2025/q4,"CCC national repairable appraisals. Not customer-paid card volume."
Industry data,Medical spas,Average annual revenue,$1398833,2024 report recap,Industry association survey,https://www.americanmedspa.org/news/2024-medical-spa-state-of-the-industry-executive-report-recap/,"Provider survey"
Industry data,Medical spas,Single-location share,81%,2024 report recap,Industry association survey,https://www.americanmedspa.org/news/2024-medical-spa-state-of-the-industry-executive-report-recap/,"Provider survey"
Census,General automotive repair,Establishments,84104,2022,Government dataset,https://data.census.gov/table/ECNBASIC2022.EC2281BASIC,"NAICS 811111"
Census,General automotive repair,Revenue,$71002726000,2022,Government dataset,https://data.census.gov/table/ECNBASIC2022.EC2281BASIC,"NAICS 811111"
Census,Auto body paint and interior repair,Establishments,34618,2022,Government dataset,https://data.census.gov/table/ECNBASIC2022.EC2281BASIC,"NAICS 811121"
Census,Auto body paint and interior repair,Revenue,$45898127000,2022,Government dataset,https://data.census.gov/table/ECNBASIC2022.EC2281BASIC,"NAICS 811121"
Census,Automotive glass replacement and tinting,Establishments,6963,2022,Government dataset,https://data.census.gov/table/ECNBASIC2022.EC2281BASIC,"NAICS 811122. Combined category."
Census,Automotive glass replacement and tinting,Revenue,$7514301000,2022,Government dataset,https://data.census.gov/table/ECNBASIC2022.EC2281BASIC,"NAICS 811122. Combined category."
Public pricing,Square,In-person payment price,2.6% plus $0.15,2026-08-12,Provider-published pricing,https://developer.squareup.com/us/en/in-person-payments,"Example only. Not a market average."
Public pricing,Stripe,In-person domestic card price,2.7% plus $0.05,2026-08-12,Provider-published pricing,https://stripe.com/pricing,"Example only. Other charges may apply."
Public pricing,Stripe,Online domestic card price,2.9% plus $0.30,2026-08-12,Provider-published pricing,https://stripe.com/pricing,"Example only. Other charges may apply."