"Friday card batches and Monday bills: will the cash arrive in time?"
"Source","https://bluefinchadvisors.com/blog/auto-repair-friday-batch-monday-cash-availability"
"Basis","This planning scenario uses the values entered. It is not an industry benchmark or a quote."

"Inputs","Value","Unit"
"Available bank cash now","6000","currency"
"Other receipts confirmed before deadline","1000","currency"
"Captured batch sales","9000","currency"
"Fees deducted from batch","270","currency"
"Other batch deductions or holds","230","currency"
"Obligations due by deadline","14000","currency"
"Separate upcoming refund reserve","500","currency"
"Optional faster-transfer fee","1.5","percent"

"Results","Value","Unit"
"Cash position without batch","-7500","currency"
"Expected net payout","8500","currency"
"Position after timely payout","1000","currency"
"Optional faster-transfer cost","127.5","currency"

"Calculation detail","Value","Unit"
"Confirmed cash excluding batch","7000","currency"
"Obligations plus separate reserve","14500","currency"
"Net after optional transfer fee","8372.5","currency"
"Position after faster transfer","872.5","currency"

"Assumptions"
"Defaults are examples. The 1.5% faster-transfer rate isn't a provider quote."
"Count an after-payout scenario only if the entered net amount is eligible and available before the deadline."
"The tool can't predict business-day schedules or bank posting times."

"Result notes"
"If net payout is negative, deductions exceed sales. Resolve those inputs before using the transfer-fee scenario."
"Check exact cutoffs, eligibility, the fee basis, bank availability and holidays separately."

"Sources"
"Square: Set up and edit transfer options","https://squareup.com/help/us/en/article/3807-deposit-options-with-square"
"Elavon: Fast payment funding","https://www.elavon.com/solutions/value-added-services/funding.html"
"OCC: Availability of deposited check funds","https://www.helpwithmybank.gov/help-topics/bank-accounts/funds-availability/funds-availability-check.html"
"Stripe: Refund and cancel payments","https://docs.stripe.com/refunds"