"Two cards and a deposit: check the repair invoice balance" "Source","https://bluefinchadvisors.com/blog/auto-repair-split-payment-two-cards-reconciliation" "Basis","This planning scenario uses the values entered. It is not an industry benchmark or a quote." "Inputs","Value","Unit" "Final agreed invoice","2480","currency" "Prior deposit credit","400","currency" "First successful card payment","1000","currency" "Second successful card payment","880","currency" "Cash collected now","200","currency" "Rate on these two card payments","2.9","percent" "Fee per new card transaction","0.1","currency" "Results","Value","Unit" "Amount due before new tenders","2080","currency" "Signed closing balance","0","currency" "Estimated new card fees","54.72","currency" "Calculation detail","Value","Unit" "New tender total","2080","currency" "Lifetime collections entered","2480","currency" "First card cost","29.099999999999998","currency" "Second card cost","25.62","currency" "Assumptions" "Defaults are examples. The invoice has one agreed price; customer surcharges and mixed-tender discounts aren't modeled separately." "Both successful card charges use the same rate here. The earlier deposit's fee is excluded." "The calculation still counts two transaction fees if one card amount is zero. Use it only for an actual two-card checkout." "Result notes" "Before retrying an uncertain charge, confirm its status in the provider's system." "This calculation doesn't authorize refunds, payment plans, vehicle release or pricing-program treatment." "Sources" "Square: Process split payments","https://squareup.com/help/us/en/article/5097-process-split-tender-payments-with-square" "Stripe: Refund and cancel payments","https://docs.stripe.com/refunds" "Stripe: Place a hold on a payment method","https://docs.stripe.com/payments/place-a-hold-on-a-payment-method" "Visa: U.S. merchant surcharge questions and answers","https://usa.visa.com/dam/VCOM/global/support-legal/documents/merchant-surcharging-qa-for-web.pdf" "Square: Set up and edit transfer options","https://squareup.com/help/us/en/article/3807-deposit-options-with-square" "PCI SSC: Card verification code storage","https://www.pcisecuritystandards.org/faq/articles/Frequently_Asked_Question/Can-card-verification-codes-values-be-stored-for-card-on-file-or-recurring-transactions/"