"Engine replacement payments: work out what the shop must fund" "Source","https://bluefinchadvisors.com/blog/engine-replacement-payment-approval-cash-exposure" "Basis","This planning scenario uses the values entered. It is not an industry benchmark or a quote." "Inputs","Value","Unit" "Approved invoice total","8400","currency" "Deposit already collected","3000","currency" "Engine cash cost due before delivery","4100","currency" "Freight due before delivery","200","currency" "Labor and sublet cash due before delivery","1500","currency" "Results","Value","Unit" "Before-delivery commitments","5800","currency" "Funding gap after deposit","2800","currency" "Customer balance at completion","5400","currency" "Calculation detail","Value","Unit" "Engine commitment","4100","currency" "Freight commitment","200","currency" "Other cash commitments","1500","currency" "Collected deposit credit","3000","currency" "Assumptions" "Defaults are examples, not recommended deposit amounts." "Use the same price basis for the invoice and deposit. This tool doesn't calculate tax, refunds, core charges or lawful cancellation charges." "A captured deposit can still be delayed in funding or disputed later." "Result notes" "Investigate a negative customer balance as an overpayment; it isn't an automatic instruction to refund." "Check repair authorization, deposit terms, account limits and actual funding dates separately." "Sources" "FTC: Auto Repair Basics","https://consumer.ftc.gov/articles/auto-repair-basics" "California BAR: Write It Right","https://www.bar.ca.gov/wir" "Stripe: Place a hold on a payment method","https://docs.stripe.com/payments/place-a-hold-on-a-payment-method" "Stripe: Refund and cancel payments","https://docs.stripe.com/refunds"