"IV wellness clinic daily close: match charges, prepaid use, and payouts"
"Source","https://bluefinchadvisors.com/blog/iv-wellness-clinic-daily-payment-reconciliation"
"Basis","This planning scenario uses the values entered. It is not an industry benchmark or a quote."

"Inputs","Value","Unit"
"New captured card payments in batch","6400","currency"
"Refunds included in this payout","450","currency"
"Fees deducted in this payout","190","currency"
"Amount held or deferred from this batch","600","currency"
"Prior held amounts released into payout","300","currency"
"Actual matching bank deposit","5450","currency"
"Prepaid value redeemed that day","2200","currency"

"Results","Value","Unit"
"Expected card payout","5460","currency"
"Actual minus expected payout","-10","currency"
"Prepaid redemption excluded from cash","2200","currency"

"Calculation detail","Value","Unit"
"Card payments after refunds","5950","currency"
"Net hold or deferral","300","currency"
"Processor deductions","190","currency"

"Assumptions"
"Illustrative single-payout reconciliation in one currency."
"Only processor-confirmed batch components belong in the model. A reserve hold is not assumed for every account."

"Result notes"
"This is not a clinical, revenue-recognition, or tax calculation."
"A correct total does not prove every individual payment was assigned to the right client."

"Sources"
"Square: package purchase, redemption, and refund workflows","https://squareup.com/help/us/en/article/8440-sell-and-redeem-packages"
"Stripe: matching transactions to automatic payouts","https://docs.stripe.com/payouts/reconciliation"
"Stripe: balance reporting and available versus pending funds","https://docs.stripe.com/reports/balance"
"HHS: Privacy Rule coverage and protected payment information","https://www.hhs.gov/hipaa/for-professionals/privacy/laws-regulations/index.html"
"Visa: U.S. merchant surcharging and displayed-price distinctions","https://usa.visa.com/dam/VCOM/global/support-legal/documents/merchant-surcharging-qa-for-web.pdf"