"Machine shop card fee audit: separate commercial invoice costs"
"Source","https://bluefinchadvisors.com/blog/machine-shop-card-fee-audit-commercial-invoices"
"Basis","This planning scenario uses the values entered. It is not an industry benchmark or a quote."

"Inputs","Value","Unit"
"Gross captured card sales","80000","currency"
"Captured card payments","80","number"
"Fees deducted from settlements","2400","currency"
"Separate processor account debits","200","currency"

"Results","Value","Unit"
"Complete fees","2600","currency"
"Effective rate","3.25","percent"
"Average fee per payment","32.5","currency"
"Average payment","1000","currency"

"Calculation detail","Value","Unit"
"Settlement fee deductions","2400","currency"
"Separate account debits","200","currency"
"Gross captured sales denominator","80000","currency"
"Captured payment count","80","number"

"Assumptions"
"All starting values are fictional examples, not quoted prices or industry averages."
"Use one consistent period and actual written terms. Unknown costs are unresolved, not zero."
"Only aggregate amounts belong in this public tool. No card, bank, customer or health information."

"Result notes"
"One complete matching period. Do not double count fees."
"Not an industry benchmark, an audit certification or a promise of savings."

"Sources"
"BlueFinch: pre-conversion processing-cost methodology","https://bluefinchadvisors.com/research/credit-card-processing-cost-report"
"Square: current payment fees and plan differences","https://squareup.com/us/en/payments/our-fees"