"Massage studio card tips: reconcile collection, assignment, and payout"
"Source","https://bluefinchadvisors.com/blog/massage-studio-card-tip-reconciliation"
"Basis","This planning scenario uses the values entered. It is not an industry benchmark or a quote."

"Inputs","Value","Unit"
"Opening unpaid card tips","420","currency"
"New settled card tips","1680","currency"
"Authorized tip reversals","60","currency"
"Tip payouts completed","1500","currency"
"Closing unpaid amount in payout file","520","currency"
"Merchant payment costs on this tip cohort","48","currency"

"Results","Value","Unit"
"Expected unpaid card tips","540","currency"
"Reported minus expected","-20","currency"
"Merchant payment expense shown separately","48","currency"

"Calculation detail","Value","Unit"
"Tips available before payout","2040","currency"
"Completed payouts","1500","currency"
"Recorded unpaid balance","520","currency"

"Assumptions"
"Fictional reconciliation values. Payroll and tip-distribution rules must be approved independently."
"Cash tips paid directly to practitioners are excluded from this card-tip clearing example."

"Result notes"
"A service refund does not automatically establish whether or how a tip must be reversed."
"This worksheet does not authorize retaining tips or passing payment fees to workers."

"Sources"
"Square: settling payments and recording tips","https://squareup.com/help/us/en/article/8375-settle-payments-and-manage-tips"
"Square: gift card activity, outstanding balances, and inter-location reporting","https://squareup.com/help/us/en/article/5496-reporting-and-analytics-for-your-gift-cards"
"Stripe: refund funding, destinations, and refund status","https://docs.stripe.com/refunds"
"Visa: U.S. merchant surcharging and displayed-price distinctions","https://usa.visa.com/dam/VCOM/global/support-legal/documents/merchant-surcharging-qa-for-web.pdf"
"Stripe: matching transactions to automatic payouts","https://docs.stripe.com/payouts/reconciliation"