"Two med spa locations, one prepaid client: reconcile who collected and who served"
"Source","https://bluefinchadvisors.com/blog/med-spa-cross-location-prepaid-clearing"
"Basis","This planning scenario uses the values entered. It is not an industry benchmark or a quote."

"Inputs","Value","Unit"
"Opening balance A owes B","1200","currency"
"B redeems value originally loaded at A","4800","currency"
"A redeems value originally loaded at B","1900","currency"
"Internal settlements A paid B","3000","currency"
"Internal settlements B paid A","0","currency"
"Reported closing balance A owes B","1000","currency"

"Results","Value","Unit"
"Net current-period redemptions","2900","currency"
"Expected closing A-to-B balance","1100","currency"
"Reported minus expected","-100","currency"

"Calculation detail","Value","Unit"
"Value redeemed by B for A","4800","currency"
"Value redeemed by A for B","1900","currency"
"Completed cash payments A to B","3000","currency"
"Completed cash payments B to A","0","currency"

"Assumptions"
"Fictional two-location agreement settling on the entered redemption-value basis."
"This is an operating reconciliation, not approval for intercompany transfers or a prescribed accounting entry."

"Result notes"
"Discounted gift cards may require separate paid-value and face-value treatment under your approved agreement."
"A transfer of customer value between records is not necessarily an internal bank payment."

"Sources"
"Square: gift card activity, outstanding balances, and inter-location reporting","https://squareup.com/help/us/en/article/5496-reporting-and-analytics-for-your-gift-cards"
"Square: gift card transaction and transfer history","https://squareup.com/help/us/en/article/8406-view-transaction-or-transfer-history-of-gift-cards"
"Stripe: matching transactions to automatic payouts","https://docs.stripe.com/payouts/reconciliation"
"Visa: U.S. merchant surcharging and displayed-price distinctions","https://usa.visa.com/dam/VCOM/global/support-legal/documents/merchant-surcharging-qa-for-web.pdf"