"Refunds under dual pricing: check the customer amount first"
"Source","https://bluefinchadvisors.com/blog/dual-pricing-refund-price-reconciliation-shop"
"Basis","User-entered planning records. Filled fields do not establish completion, approval or compliance."

"Internal transaction reference","Full or partial refund","Approved customer refund","Actual customer refund","Settlement adjustment reference","Unresolved difference and owner","Missing required fields"
"Demo invoice 104","Partial","Awaiting approved calculation","Not issued","Pending","Manager review","None"

"Use this worksheet"
"Use internal references, not payment credentials or private customer details."
"Follow the merchant's approved program and actual provider instructions."
"Resolve differences before treating a test as complete."

"Sources"
"Visa: surcharging and cash-discount distinctions","https://usa.visa.com/dam/VCOM/global/support-legal/documents/merchant-surcharging-qa-for-web.pdf"
"IRS: business recordkeeping","https://www.irs.gov/businesses/small-businesses-self-employed/recordkeeping"
"BlueFinch: Savings Audit methodology","https://bluefinchadvisors.com/tools/small-business-savings-audit"