"Free payment terminals: ownership, returns and costs"
"Source","https://bluefinchadvisors.com/blog/free-payment-terminal-ownership-return-costs"
"Basis","User-entered planning records. Filled fields do not establish completion, approval or compliance."

"Device and supplier","Ownership arrangement","Return obligations","Ongoing costs","Replacement response","Evidence reference","Unresolved question","Missing required fields"
"Counter-terminal-example","Loaned","Return on closure, terms to verify","Connectivity quote needed","","Equipment draft","Replacement timing","Replacement response"

"Use this worksheet"
"Starting rows are fictional. Use internal references, not personal or confidential records."
"Missing required fields stay visible. Filled fields do not prove approval, compatibility or legal compliance."
"Download the CSV to approved business storage. Reloading clears your browser edits."

"Sources"
"Square: current payment fees and plan differences","https://squareup.com/us/en/payments/our-fees"