"A blank replacement cost is not a zero-dollar quote"
"Source","https://bluefinchadvisors.com/blog/savings-audit-unknown-replacement-cost-not-zero"
"Basis","User-entered planning records. Filled fields do not establish completion, approval or compliance."

"Expense being compared","Current monthly cost","Proposed price status","Written evidence reference","Missing condition","Follow-up date or owner","Missing required fields"
"Business software","$120","Not priced","Quote requested","Required integration","Owner follow-up","None"

"Use this worksheet"
"Use actual invoices and written proposals where available."
"Mark unknowns explicitly rather than entering zero."
"Review the public calculator's assumptions before relying on an annualized result."

"Sources"
"BlueFinch: Savings Audit methodology","https://bluefinchadvisors.com/tools/small-business-savings-audit"
"IRS: business recordkeeping","https://www.irs.gov/businesses/small-businesses-self-employed/recordkeeping"