"Check whether proposed savings reached the bank statement"
"Source","https://bluefinchadvisors.com/blog/savings-audit-verify-realized-savings-after-switch"
"Basis","User-entered planning records. Filled fields do not establish completion, approval or compliance."

"Expense or dependency","Planned recurring amount","Observed recurring amount","Comparable period","Reason for difference","Evidence of resolution","Missing required fields"
"Replacement software","$199 hypothetical","Use actual bill","First full month","Additional connection","Review written terms","None"

"Use this worksheet"
"Use internal references rather than sensitive account information."
"Label estimates, actual records and unresolved questions separately."
"Keep the original scenario and later observed results distinguishable."

"Sources"
"BlueFinch: Savings Audit methodology","https://bluefinchadvisors.com/tools/small-business-savings-audit"
"IRS: business recordkeeping","https://www.irs.gov/businesses/small-businesses-self-employed/recordkeeping"