"Check the first statement after a 0% processing switch"
"Source","https://bluefinchadvisors.com/blog/zero-percent-processing-first-statement-remaining-costs"
"Basis","User-entered planning records. Filled fields do not establish completion, approval or compliance."

"Statement charge label","Actual amount","Written offer treatment","Billing period or one-time status","Supporting internal reference","Open question and owner","Missing required fields"
"Monthly account charge","Use actual statement","Compare written offer","Recurring","Offer section reference","Provider explanation requested","None"

"Use this worksheet"
"Record actual evidence or mark the item unresolved."
"Keep private payment and customer details in the approved business system."
"Use the processor's written program instructions before changing a live transaction."

"Sources"
"Visa: surcharging and cash-discount distinctions","https://usa.visa.com/dam/VCOM/global/support-legal/documents/merchant-surcharging-qa-for-web.pdf"
"IRS: business recordkeeping","https://www.irs.gov/businesses/small-businesses-self-employed/recordkeeping"
"BlueFinch: Savings Audit methodology","https://bluefinchadvisors.com/tools/small-business-savings-audit"