Who provides the toolbox
BlueFinch Advisors LLC, a Nevada limited liability company doing business as BlueFinch Advisors ("BlueFinch," "we," or "us"), provides the BlueFinch Merchant Toolbox. These terms cover access to our merchant dashboard, bookkeeping tools, connected services, and other toolbox features enabled for your business.
You must be authorized to act for the business whose account and information you manage. Your merchant-processing and other signed service agreements continue to govern their respective services. These software terms do not change processing rates, settlement arrangements, or compensation terms.
Permission to use the software
While your business is eligible for the service, BlueFinch gives your authorized users a limited, nonexclusive, nontransferable right to access the hosted toolbox for your business's own operations. You do not acquire ownership of BlueFinch software or branding. Third-party and open-source components remain subject to their applicable licenses.
Keep your account credentials private, provide accurate account information, and notify us if you suspect unauthorized access. Do not access another business's records, defeat access controls, introduce harmful software, misuse customer information, or use the toolbox for unlawful activity. Contact us before testing the security of a live service.
Your information and connected accounts
You retain your rights in information you provide. You authorize BlueFinch to process that information as needed to provide the features you request, support your account, and maintain the service, subject to our Privacy Policy.
Connect only accounts you are authorized to manage. Authorizations you grant to Intuit, Plaid, Google, payment processors, and other providers are also governed by those providers' terms. Their availability, permissions, and data freshness can affect toolbox features. We do not ask you to send us your bank or QuickBooks password.
Authorized BlueFinch staff may access business information to administer and support your account. Service providers may process information needed for the features you request, as described in our Privacy Policy. Your records are not made available to unrelated merchants merely because they use the same toolbox.
QuickBooks and bookkeeping
The QuickBooks Online integration reads information that you authorize through Intuit. Its current API integration does not create, modify, or delete records in QuickBooks or initiate QuickBooks payments.
Importing information into BlueFinch Books is a separate action. Review the source, cutover date, balances, warnings, and import preview before approving an import. Imported balances and reports should be reconciled against your source records. A successful connection does not by itself mean a migration completed or that every source feature is supported.
You can stop future QuickBooks access through Intuit's connected-app controls. Disconnecting a connection does not automatically erase information already imported into your bookkeeping records. Contact BlueFinch for assistance with data access, export, or deletion requests. Retention and legally required records are addressed in our Privacy Policy.
Automated insights
Blu and other automated features can provide summaries and suggestions based on available information. They can be incomplete or incorrect. Review material recommendations and financial figures before acting. These tools are not a substitute for your accountant, attorney, tax adviser, or other qualified professional. You remain responsible for business decisions, tax filings, and the accuracy of your books.
Payments and service charges
Payment-processing services are provided under the applicable merchant and processor agreements. The toolbox is not a bank and does not replace those agreements. Feature eligibility, included services, and any charges are governed by your applicable service agreement. These terms alone do not authorize a new subscription or charge.
Availability and account closure
Features may be unavailable during maintenance, provider outages, or a security incident. We may restrict access when reasonably necessary to protect the service, enforce these terms, or comply with law. Contact us if you need help exporting records or closing your account. Keep the records your business needs independently of the service.
We do not guarantee that the software will be uninterrupted or error-free. Any disclaimer applies only to the extent permitted by applicable law and does not override rights that cannot lawfully be waived.
Changes and contact
Material changes should be communicated before they take effect, with any acceptance required by law or an existing agreement. Contact BlueFinch at contact@bluefinchadvisors.com or 702-721-0001. For toolbox support, use support@bluefinchadvisors.com.