Captioned screen recording. No audio. Illustrative inputs, not a customer result or quote.
Follow the demonstration
This captioned recording uses the live BlueFinch calculator with illustrative inputs. No customer information is shown.
Full transcript
0s: Use settled card sales and every processor-assessed charge from the same complete statement period.
6s: The first illustrative statement has $85,000 in card sales and $2,975 in fees. $2,975 ÷ $85,000 × 100 = 3.50%.
13s: Include every processing charge, not just the quoted rate. Change total processing charges to $4,250 while keeping sales at $85,000.
20s: The all-in effective rate becomes 5.00%. The quoted percentage is only one part of the total cost.
27s: Enter your own statement figures in the free calculator. These are illustrative numbers, not a merchant result or a savings quote.
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See how processing fees compare with your profit
A fee percentage looks small next to revenue. Compare the dollar cost with your net profit to see what it means for your business.